THE central bank seems to have favorites when it comes to giving special discounted interest rates on subordinated loans, at least to Bank Artha Graha, which had been granted a reduced interest payment in the amount of Rp1.019 trillion. Why didn’t Bank Indonesia accord the same courtesy to other fl oundering banks like Bank Mega, Bank Danamon or Bank IFI? The suggestion for the reduced interest came from the central bank’s oversight division, backed by senior deputy governor Miranda Gultom, at a meeting of Bank Indonesia’s Board of Governors in December 2008.